/* CredCalc - estilo do site de conteudo */
:root{
  --navy:#102A43;
  --navy-2:#1B3A5B;
  --teal:#1B9494;
  --teal-2:#42C8C1;
  --azul:#023476;
  --texto:#1F2933;
  --texto-2:#52606D;
  --linha:#E4E7EB;
  --fundo:#FFFFFF;
  --fundo-2:#F5F7FA;
  --alerta:#FFF4E5;
  --alerta-borda:#F0B429;
  --ok:#E6F6F1;
  --max:1120px;
  --radius:14px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;
  color:var(--texto);
  background:var(--fundo);
  line-height:1.7;
  font-size:17px;
  -webkit-font-smoothing:antialiased;
}
.wrap{max-width:var(--max);margin:0 auto;padding:0 20px}
a{color:var(--azul);text-decoration:none}
a:hover{text-decoration:underline}
img{max-width:100%;height:auto}
.pular{position:absolute;left:-9999px}
.pular:focus{left:12px;top:12px;background:#fff;padding:10px 14px;z-index:99;border-radius:8px}

/* topo */
.topo{background:var(--navy);color:#fff;position:sticky;top:0;z-index:50;box-shadow:0 1px 0 rgba(255,255,255,.08)}
.topo-in{display:flex;align-items:center;gap:16px;min-height:64px;flex-wrap:wrap}
.marca{display:flex;align-items:center;gap:10px;color:#fff;text-decoration:none}
.marca img{border-radius:8px}
.marca span{display:flex;flex-direction:column;line-height:1.15}
.marca strong{font-size:17px;letter-spacing:.2px}
.marca small{font-size:11px;color:#9FB3C8;text-transform:uppercase;letter-spacing:.6px}
.nav{margin-left:auto;display:flex;gap:22px;flex-wrap:wrap}
.nav a{color:#D9E2EC;font-size:15px;text-decoration:none;padding:6px 0;border-bottom:2px solid transparent}
.nav a:hover{color:#fff;border-bottom-color:var(--teal-2)}
.menu-toggle{display:none}
.menu-btn{display:none;margin-left:auto;font-size:24px;cursor:pointer;padding:4px 8px}

/* hero */
.hero{background:linear-gradient(160deg,var(--navy) 0%,var(--navy-2) 60%,var(--azul) 100%);color:#fff;padding:56px 0 48px}
.hero h1{font-size:clamp(28px,4.4vw,44px);line-height:1.2;margin:0 0 16px;letter-spacing:-.4px}
.hero p.lead{font-size:clamp(16px,2.1vw,19px);color:#D9E2EC;max-width:70ch;margin:0 0 26px}
.hero .btns{display:flex;gap:12px;flex-wrap:wrap}
.btn{display:inline-block;padding:13px 22px;border-radius:10px;font-weight:600;font-size:16px;text-decoration:none;border:2px solid transparent}
.btn-primario{background:var(--teal-2);color:#08202B}
.btn-primario:hover{background:#6FDAD4;text-decoration:none}
.btn-secundario{border-color:#63788F;color:#fff}
.btn-secundario:hover{background:rgba(255,255,255,.08);text-decoration:none}

/* secoes */
main{display:block}
section{padding:44px 0}
section.compacta{padding:28px 0}
h2{font-size:clamp(22px,3vw,30px);line-height:1.28;margin:0 0 14px;letter-spacing:-.3px;color:var(--navy)}
h3{font-size:clamp(18px,2.3vw,21px);margin:28px 0 10px;color:var(--navy-2)}
h4{font-size:17px;margin:20px 0 8px;color:var(--navy-2)}
p{margin:0 0 16px}
.intro{color:var(--texto-2);max-width:75ch}
.cinza{background:var(--fundo-2)}

/* grade de cards */
.grade{display:grid;gap:18px;grid-template-columns:repeat(auto-fit,minmax(260px,1fr))}
.card{background:#fff;border:1px solid var(--linha);border-radius:var(--radius);padding:20px 20px 18px}
.card h3{margin:0 0 8px;font-size:18px}
.card p{margin:0;color:var(--texto-2);font-size:15px}
.card .tag{display:inline-block;font-size:11px;letter-spacing:.8px;text-transform:uppercase;color:var(--teal);font-weight:700;margin-bottom:8px}
a.card{display:block;color:inherit;transition:border-color .15s,transform .15s}
a.card:hover{border-color:var(--teal);text-decoration:none;transform:translateY(-2px)}
a.card h3{color:var(--azul)}

/* lista de ferramentas */
.ferramentas{display:grid;gap:12px;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));list-style:none;padding:0;margin:0}
.ferramentas li{border-left:3px solid var(--teal-2);background:#fff;padding:12px 16px;border-radius:0 10px 10px 0;border-top:1px solid var(--linha);border-right:1px solid var(--linha);border-bottom:1px solid var(--linha)}
.ferramentas strong{display:block;color:var(--navy)}
.ferramentas span{font-size:14.5px;color:var(--texto-2)}

/* passos */
.passos{counter-reset:passo;list-style:none;padding:0;margin:0}
.passos li{position:relative;padding:0 0 18px 52px;counter-increment:passo}
.passos li::before{content:counter(passo);position:absolute;left:0;top:2px;width:34px;height:34px;border-radius:50%;background:var(--teal);color:#fff;display:flex;align-items:center;justify-content:center;font-weight:700}
.passos strong{display:block;color:var(--navy)}

/* grid de simuladores - cards 3d */
.sim-grupo{font-size:13px;text-transform:uppercase;letter-spacing:.9px;color:var(--teal);
  margin:34px 0 14px;padding-bottom:8px;border-bottom:1px solid var(--linha)}
.sim-grupo:first-of-type{margin-top:24px}

.sim-grid{display:grid;gap:20px;grid-template-columns:repeat(auto-fill,minmax(262px,1fr));
  perspective:1400px;perspective-origin:50% 40%}

.sim-card{position:relative;display:block;padding:24px 22px 22px;border-radius:18px;color:inherit;
  text-decoration:none;isolation:isolate;
  background:linear-gradient(158deg,#FFFFFF 0%,#F4F8FB 62%,#EDF3F8 100%);
  border:1px solid rgba(16,42,67,.10);
  box-shadow:
    inset 0 1px 0 rgba(255,255,255,.95),
    inset 0 -1px 0 rgba(16,42,67,.05),
    0 1px 2px rgba(16,42,67,.05),
    0 6px 12px rgba(16,42,67,.06),
    0 14px 28px rgba(16,42,67,.07);
  transform-style:preserve-3d;
  transition:transform .3s cubic-bezier(.2,.7,.3,1),box-shadow .3s ease,border-color .2s ease}

/* brilho diagonal que da volume a superficie */
.sim-card::before{content:"";position:absolute;inset:0;border-radius:inherit;z-index:-1;
  background:linear-gradient(125deg,rgba(255,255,255,.85) 0%,rgba(255,255,255,0) 42%);
  opacity:.9;transition:opacity .3s ease}

/* face lateral: a "espessura" do card */
.sim-card::after{content:"";position:absolute;left:6px;right:6px;bottom:-6px;height:14px;
  border-radius:0 0 18px 18px;z-index:-2;
  background:linear-gradient(180deg,rgba(16,42,67,.16),rgba(16,42,67,0));
  filter:blur(5px);opacity:.75;transition:opacity .3s ease,transform .3s ease}

.sim-card:hover{
  transform:translateY(-9px) rotateX(7deg) rotateY(-3deg) scale(1.025);
  border-color:rgba(27,148,148,.45);
  box-shadow:
    inset 0 1px 0 rgba(255,255,255,.95),
    0 3px 6px rgba(16,42,67,.07),
    0 16px 28px rgba(16,42,67,.12),
    0 32px 56px rgba(16,42,67,.14),
    0 48px 80px rgba(16,42,67,.10);
  text-decoration:none}
.sim-card:hover::before{opacity:1}
.sim-card:hover::after{opacity:1;transform:translateY(5px) scaleX(.94)}
.sim-card:active{transform:translateY(-3px) rotateX(3deg) scale(1.005)}
.sim-card:focus-visible{outline:3px solid var(--teal-2);outline-offset:3px}

/* chip do icone, elevado no eixo Z */
.sim-ico-chip{display:inline-flex;align-items:center;justify-content:center;
  width:50px;height:50px;border-radius:15px;margin-bottom:16px;
  background:linear-gradient(145deg,var(--teal-2) 0%,var(--teal) 55%,#127C7C 100%);
  box-shadow:
    inset 0 1px 0 rgba(255,255,255,.55),
    inset 0 -2px 4px rgba(0,0,0,.16),
    0 5px 10px rgba(16,90,90,.28),
    0 10px 20px rgba(16,90,90,.20);
  transform:translateZ(30px);
  transition:transform .3s cubic-bezier(.2,.7,.3,1),box-shadow .3s ease}
.sim-card:hover .sim-ico-chip{transform:translateZ(52px) rotate(-4deg);
  box-shadow:
    inset 0 1px 0 rgba(255,255,255,.6),
    inset 0 -2px 4px rgba(0,0,0,.18),
    0 10px 18px rgba(16,90,90,.32),
    0 20px 34px rgba(16,90,90,.24)}
.sim-ico{width:25px;height:25px;display:block;color:#fff;fill:none;stroke:currentColor;
  stroke-width:1.7;stroke-linecap:round;stroke-linejoin:round}

.sim-card h3{margin:0 0 7px;font-size:17px;color:var(--navy);line-height:1.35;
  transform:translateZ(16px);transition:color .2s ease}
.sim-card p{margin:0;font-size:14.5px;color:var(--texto-2);line-height:1.55;
  transform:translateZ(8px)}
.sim-card:hover h3{color:var(--azul)}

@media (prefers-reduced-motion:reduce){
  .sim-card,.sim-card::after,.sim-ico-chip{transition:none}
  .sim-card:hover{transform:translateY(-3px)}
  .sim-card:hover .sim-ico-chip{transform:translateZ(30px)}
}

/* modo ferramenta: /?s=<slug> mostra so a calculadora sob o cabecalho do site.
   A classe e aplicada no <html> antes da primeira pintura, sem piscar catalogo. */
.modo-ferramenta .so-catalogo{display:none !important}
.modo-ferramenta #simuladores{padding-top:22px}
.app-voltar{margin:0 0 6px;font-size:15px}
.app-voltar a{font-weight:600}
.app-titulo{font-size:clamp(22px,3vw,30px);line-height:1.25;margin:0 0 16px;
  color:var(--navy);letter-spacing:-.3px}

/* area do app flutter (so aparece com ?s=<slug>) */
.app-frame-wrap{margin:34px 0 0;scroll-margin-top:80px}
.modo-ferramenta .app-frame-wrap{margin:0}
.app-frame-wrap[hidden]{display:none}
#credcalc-app{width:100%;height:clamp(620px,82vh,900px);border:1px solid var(--linha);
  border-radius:var(--radius);overflow:hidden;background:#0B1B2B;position:relative}
.app-fallback{color:#9FB3C8;font-size:14px;text-align:center;padding:60px 20px}
.app-nota{margin:12px 0 0;font-size:15px;text-align:center}

/* artigo */
.artigo{max-width:760px;margin:0 auto;padding:34px 20px 10px}
.artigo p,.artigo li{font-size:17.5px}
.artigo ul,.artigo ol{padding-left:22px;margin:0 0 18px}
.artigo li{margin-bottom:8px}
.artigo h2{margin-top:38px}
.meta{color:var(--texto-2);font-size:14px;border-bottom:1px solid var(--linha);padding-bottom:14px;margin-bottom:24px}
.migalhas{font-size:13.5px;color:var(--texto-2);padding:16px 0 0}
.migalhas .sep{color:#B8C4CE;margin:0 2px}
.resumo{background:var(--ok);border:1px solid #B6E3D8;border-radius:var(--radius);padding:18px 20px;margin:0 0 26px}
.resumo h2{font-size:17px;margin:0 0 10px;color:#0B5D4E}
.resumo ul{margin:0;padding-left:20px}
.resumo li{font-size:16px;margin-bottom:6px}

/* caixas */
.caixa{border-radius:var(--radius);padding:16px 20px;margin:24px 0;border:1px solid var(--linha);background:var(--fundo-2)}
.caixa h3,.caixa h4{margin-top:0}
.caixa-alerta{background:var(--alerta);border-color:var(--alerta-borda)}
.caixa-formula{background:#0B1B2B;color:#D9E2EC;font-family:ui-monospace,SFMono-Regular,Menlo,Consolas,monospace;font-size:15px;overflow-x:auto}
.caixa-formula strong{color:var(--teal-2)}

/* tabela */
.tabela-rolagem{overflow-x:auto;margin:20px 0;border:1px solid var(--linha);border-radius:var(--radius)}
table{border-collapse:collapse;width:100%;font-size:15.5px;min-width:460px}
th,td{padding:11px 14px;text-align:left;border-bottom:1px solid var(--linha)}
thead th{background:var(--navy);color:#fff;font-weight:600;white-space:nowrap}
tbody tr:nth-child(even){background:var(--fundo-2)}
tbody tr:last-child td{border-bottom:none}
caption{caption-side:bottom;padding:10px 14px;font-size:13.5px;color:var(--texto-2);text-align:left}

/* faq */
.faq-item{border:1px solid var(--linha);border-radius:10px;margin-bottom:10px;background:#fff}
.faq-item summary{cursor:pointer;padding:14px 18px;font-weight:600;color:var(--navy);list-style:none}
.faq-item summary::-webkit-details-marker{display:none}
.faq-item summary::before{content:"+";color:var(--teal);font-weight:700;margin-right:10px}
.faq-item[open] summary::before{content:"\2212"}
.faq-item div{padding:0 18px 16px;color:var(--texto-2)}
.faq-item div p:last-child{margin-bottom:0}

/* fontes e relacionados */
.fontes{font-size:15px;color:var(--texto-2)}
.fontes li{margin-bottom:6px}
.relacionados{border-top:1px solid var(--linha);margin-top:34px;padding-top:24px}
.relacionados ul{list-style:none;padding:0;display:grid;gap:10px;grid-template-columns:repeat(auto-fit,minmax(250px,1fr))}
.relacionados a{display:block;border:1px solid var(--linha);border-radius:10px;padding:12px 14px;font-weight:600;font-size:15.5px}
.relacionados a:hover{border-color:var(--teal);text-decoration:none}

/* rodape */
.rodape{background:var(--navy);color:#D9E2EC;margin-top:50px;padding:44px 0 24px;font-size:15px}
.rodape-in{display:grid;gap:28px;grid-template-columns:repeat(auto-fit,minmax(240px,1fr))}
.rodape h3{color:#fff;font-size:15px;text-transform:uppercase;letter-spacing:.8px;margin:0 0 12px}
.rodape ul{list-style:none;padding:0;margin:0}
.rodape li{margin-bottom:8px}
.rodape a{color:#9FB3C8}
.rodape a:hover{color:#fff}
.rodape-base{border-top:1px solid #24384D;margin-top:32px;padding-top:20px;font-size:13.5px;color:#9FB3C8}
.rodape-base .aviso{background:rgba(255,255,255,.05);border-radius:10px;padding:14px 16px;line-height:1.6}
.rodape-base strong{color:#fff}

@media (max-width:760px){
  body{font-size:16.5px}
  .menu-btn{display:block;color:#fff}
  .nav{display:none;width:100%;flex-direction:column;gap:0;margin:0 0 10px}
  .menu-toggle:checked ~ .nav{display:flex}
  .nav a{padding:11px 0;border-bottom:1px solid #24384D}
  .hero{padding:40px 0 36px}
  section{padding:34px 0}
  .artigo{padding:24px 18px 8px}
  .sim-grid{grid-template-columns:1fr;perspective:none}
  .sim-card:hover{transform:translateY(-4px)}
  #credcalc-app{height:clamp(560px,86vh,820px)}
}

/* chamada para calculadora dentro do artigo */
.cta-calc{display:flex;gap:18px;align-items:center;justify-content:space-between;flex-wrap:wrap;
  background:linear-gradient(135deg,var(--navy) 0%,var(--azul) 100%);color:#fff;border-radius:var(--radius);
  padding:20px 22px;margin:28px 0}
.cta-calc h3{margin:0 0 6px;color:#fff;font-size:18px}
.cta-calc p{margin:0;color:#C9D6E2;font-size:15.5px;max-width:52ch}
.cta-calc .btn{white-space:nowrap}

/* listagem de posts e guias */
.lista-posts{list-style:none;padding:0;margin:0;display:grid;gap:16px}
.lista-posts li{border:1px solid var(--linha);border-radius:var(--radius);padding:18px 20px;background:#fff}
.lista-posts h3{margin:0 0 6px;font-size:19px}
.lista-posts h3 a{color:var(--azul)}
.lista-posts p{margin:0 0 8px;color:var(--texto-2);font-size:15.5px}
.post-meta{font-size:13px;color:var(--texto-2);text-transform:uppercase;letter-spacing:.5px}
.post-meta .cat{color:var(--teal);font-weight:700}

/* blocos de consulta oficial */
.consultas{display:grid;gap:16px;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));list-style:none;padding:0;margin:22px 0}
.consultas li{border:1px solid var(--linha);border-left:4px solid var(--teal);border-radius:0 var(--radius) var(--radius) 0;padding:16px 18px;background:#fff}
.consultas strong{display:block;color:var(--navy);margin-bottom:4px}
.consultas span{display:block;font-size:15px;color:var(--texto-2);margin-bottom:8px}
.consultas a{font-size:15px;font-weight:600}